Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive dealer network.

5 Things You Need to Know About Microf:

• We specialize in lease purchase financing for residential replacement HVAC systems.
• We have a simple application process.
• We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
• We offer convenient 35, 47, or 59 month term options with affordable monthly payments.
• Customers can take advantage of meaningful monthly payment and early purchase option discounts.

Eligibility Requirements

Microf’s program is designed for Homeowners that have an active bank account, and a steady source of income. Homeowners must also show that they have a comfort level with one of the flexible monthly payment options offered by Microf. It is that easy.

The following documents are accepted as verification of eligibility and are needed to complete the approval process:

• A completed online application
• Proof of income

Call us for more information on how the Microf program can work for you.

For homeowners who have had credit challenges.